Tag Archives: Florida

What Is Your Vision of Retirement?

Hello friend,

“Retirement is a blank sheet of paper.  It is a chance to redesign your life into something new and different.” –Patrick Foley, Winning At Retirement 

“Don’t simply retire from something; have something to retire to.” –Harry Emerson Fosdick

I have been a very jealous man lately.  What is that commandment: Thou shall not covet your neighbor’s goods?  Maybe I haven’t been coveting his goods, per se, but I have definitely been jealous of his new life for the last month.  This youngish guy who lives on my street just retired, and I cannot seem to wrap my mind around it.  Or maybe I can, but it just annoys me to process it because I become so wild with jealousy.  Either way, for the very first time in my life, this guy has me pondering what the whole idea of retirement means to me.

For reasons I cannot explain, I have always had the feeling that I would die young.  I don’t have a death wish, and I don’t claim to see the future or know how I will go, but I have just always thought I would not be here for long.  And since I have never expected to live into old age, it makes sense that the thought of retirement just never occurred to me.  So, whenever I heard stories of someone retiring or asked retired people about how they fill their time, other than being jealous that they no longer have to work, I guess I just never inserted myself into the scene in my imagination.  It wasn’t in the cards for me, so why bother?

Then last month, my neighbor guy retired.  And this guy is young!  Not like 30 young, but young to retire.  Early fifties.  Worked for the city.  Great pension.  Done.  Anyway, his retirement has my head spinning.  Because even though I didn’t do his job for 30 years and I don’t have a pension and many other important facts that make our lives quite different, the fact that he is not much older than I am AND that he is retired has me wondering if I might actually do that some day.  It is a wild thought, too.  Like a whole new quadrant of my brain just opened up for business.  Now, because of course my brain leaves no topic unscoured once it arrives in there, I simply must figure out exactly what my retirement would look like.

I feel like the usual question people ask is, Where are you going to retire?  As though the location is the most important thing.  And it seems like the main answers that are deemed acceptable are 1) Right here where I’ve always lived; 2) Where the grandkids are; 3) Arizona; or 4) Florida.  But is that it?  Are those the options?  And is that even the right question to start with?  Maybe it should be, How do you want to spend your time?  Once you figure out your activities and interests, then the location could follow.  Maybe the activities and location are so intertwined that asking one assumes you will take the other into account.  Hey, like I said, I have never thought about this stuff before; I am trying to get all the settings right before I dive in!

I think it’s probably unwise to use my early 50s neighbor as my example, though, because that is fantasyland (sort of like, “If you won the lottery at age 50….”).  If I retired in the next five years, I would want to head for the mountains and spend so much time hiking long miles and sleeping in a tent.  I don’t think that is going to be as realistic if my retirement comes 20 years from now.  Maybe the only thing similar in my visions of a 55-year-old retirement and a 70-year-old retirement is time spent on the beach.  No matter my age, I will most definitely want to spend lots of time by the water and in warm weather.  I have been stuck in frigid Northern states for most of my life, and I truly do not want to be here any longer than necessary.  I am here now because this is the life I set up for my kids, and they don’t want to leave it.  But I can guarantee you that if I live to see retirement, I will see it through sunglasses sitting by the pool or the ocean.

I would love to travel.  Jetting around the world and immersing myself in different cultures would be fantastic, but I think I would also be content to crisscross America on long roadtrips.  A different retired neighbor of mine bought a camper and a truck to tow it with.  That sounds to me like a fun way to pass the golden years, too.  There is enough beauty and variety on this continent to keep me fully engaged in a life dedicated to exploration and adventure.

I hope I spend my time still creating and learning.  If I haven’t gotten to it by that point, I believe I will still want to learn a few musical instruments and will set myself up with lessons from a real teacher the same way I send my kids to piano lessons now.  I see myself taking photography seminars and trying new lenses and techniques and such.  I hope I am still writing and thinking of ways my words might help someone.  Maybe I will join the local theatre troupe.  I can definitely imagine myself trying a painting workshop, a SCUBA course, or whatever else they are offering in the Community Education brochure.   I hope that kind of stuff always excites me.

As I think of this, it strikes me how the whole thing about retirement visions is dependent upon one’s finances.  It would be easy to get into this exercise and say, “I’ll have a house on the beach in Florida for Winter, a log cabin in the mountains for Summer, and maybe a condo downtown in the city where my kids live.  I will travel the world.  I’ll spoil my grandkids.  I’ll collect boats.  And so much more!”  But who suddenly becomes rich when they retire?  You may have more time—which sounds absolutely wonderful to me—but not more money.  So I keep cautioning myself not to make this the same answer I would give if you asked me what I would do if I won the lottery.  Social Security is not a Powerball ticket.  I am trying to be reasonable about what I would do with the time, not so much the money.

And then there’s that weird unknown about how healthy and energetic I imagine I will be at that age.  Because believe me, I have had plenty of fantasies already about not working, envisioning my wife one day coming home and announcing, “I got a fat raise!  I now make enough money so you don’t have to contribute financially.  Go ahead and quit your job!”  In this fantasy, we are not necessarily millionaires, but just wealthy enough that we don’t need two incomes.  The hitch is that I am always my current age and health in these fantasies.  I am never old and worn out.

So, I don’t know if, in this current exercise, I am setting the bar too high for retirement.  Will I be healthy enough to travel and adventure?  Will I be energetic enough to take on new challenges and keep looking to grow my mind and my skillset?  Will my fixed income allow for big trips and cool classes, or will I have to settle for walks around my local parks and YouTube guitar lessons?  I get that the nature of the Future is that it is unknown, but I am trying to make this exercise worthwhile and reasonably accurate.

I can do without the multiple homes and luxuries if you tell me I am going to be healthy, curious, creative, and not freezing all Winter long.  And have all of that glorious TIME!  That is what I really want.  It is what I want now and what I have always cherished: just unscheduled time to fill with whatever I want.  With as many interests as I have and as many things that I am dying to learn about and try, I am not a man who has ever been bored.  When I hear a guy like my newly-retired neighbor talking about getting a job “not for the money but just to keep busy,” my mind nearly explodes.  If you put me in a thousand parallel universes with all different circumstances, I cannot imagine ever saying something like that.  I think of all the things people fill their free time with today—television, video games, social media—you could offer me immediate retirement in exchange for taking all of that stuff away from me, and I would shake on that deal in an instant.  I promise you I would be happy as a clam and not pass a bored day for the rest of my life.

That is why I long for retirement so much when I finally stop to consider it.  That is why I covet my neighbor’s new life.  Enough money to live on and no one with a claim on my time: that is truly a dream to me.  I can hardly wait!

How about you?  How do you imagine your retirement life?  Open up your journal and your imagination.  What do you see for yourself when your working days are done?  Is it your first inclination to picture where you want to be, what you want to be doing, or who you want to be with?  Let’s start with the location.  Where do you think you will live when you are retired?  The same place you call home now?  Somewhere you once visited?  Someplace warm, like Florida or Arizona?  No matter where you envision, do you imagine you will travel a lot when you retire?  More or less than you travel now?  Will you go farther away than you go now?  Who do you see yourself spending your time with when you retire?  Your partner?  Your kids and grandkids?  Old friends?  Do you see yourself making many new friends and spending the time with them?  Would it bother you if you spent most of it alone?  Will you be more or less social when you retire?  What other ways do you imagine yourself changing at that stage of Life?  Will you be more or less open-minded?  More or less adventurous?  More or less candid and honest?  Curious?  Political?  Focused on your legacy?  Do you think you will still have ambitions?  How will you fill up your days and years without a job to dominate your calendar?  Will you join groups or leagues?  Go out for lunches or dinners?  Take up some new hobbies or rekindle some old ones?  Read?  Nap?  Sit by the pool or the beach?  Travel?  Volunteer?  How content do you think you will be with those activities?  Will the fulfillment of your career be hard to replace?  Will you be bored?  Make an attempt to answer all of these questions from two perspectives: 1) Realistically: from where you actually believe you will be, and 2) Fantastically: from where you would ideally like to be.  How widely do those perspectives differ for you?  Is there something you can do to close the gap between now and then?  Do you imagine that you will be happy in either scenario?  How often do you daydream about your retirement?  Is it usually the Reality version or the Fantasy version?  Leave me a reply and let me know: What is your vision for your retirement years?

Make your whole life beautiful,

William

P.S. If today’s letter resonated with you, please share it with your community.  Let us build lives that are worthy of appreciation and reward.

P.P.S. If this way or examining your life and your values appeals to you, consider buying my book, Journal Of YOU: Uncovering The Beauty That Is Your Truth, at your favorite online retailers.  Namaste.

Adventure, Relaxation, or Option C: What Do You Want From Vacation?

“Resurrection, rebirth, reincarnation, resprout, revive! All these words can be summarized only in one word: Vacation!” –Mehmet Murat Ildan

Hello friend,

This has been such a fun week to live in my imagination! I am oozing fantasies and positive vibes. My happiness hormones are in overdrive from so many visions of Mother Nature in all her glory, and me basking in it.

This flood of daydreams and smiles comes courtesy of the perfect storm of circumstances. First, I am just a few days away from my long-awaited, much-anticipated Spring Break trip to the white sand beaches and turquoise waters of Florida, so my mind can’t help but go there any chance it gets. And second, this week I also found my way to the Montana Tourism website to begin the storyboarding for what will be my best Summer adventure in nearly two decades: a family roadtrip to my favorite state and the mountains that sing to my soul. I feel like I have been given some wonderful hallucinogenic drugs that fill my mind with an endless stream of delightful images of me and my family frolicking in these dual Paradises. Flashes of majestic peaks and mountain goats feeding along clear streams alternate with vivid jolts of the shimmering ocean at sunset and silhouetted dolphins at play in the eternal surf. It is simultaneously the most soul-stirring and most serene interplay of imagery, and I am absolutely tickled to have a ticket to the show. I am flying high.

As I watch my mind with that third eye that sees from above the scene, I cannot help but be fascinated by the way these two very different vacations are both exciting me and soothing me. After all, one is a very passive, chill-on-the-beach-and-watch-the-water trip, while the other is a more active, hike-in-the-mountains-and-be-explorers adventure. Somehow, as the alternating images flood my mind and light up my soul, I get the same sense that each vacation will have me communing with my brand of God, served in very different ways but feeling the same in the end.

Maybe it is the places themselves and the sense of me being exactly in my element in the ocean and in the mountain forests. I realize that if you asked me, should I die today, where would I like you to toss my ashes, I would probably give you answers that described my two vacations for the year: Avalanche Lake in the mountains of Glacier National Park (Montana) or somewhere in the shimmering blue waters of the ocean. Those places make my soul feel at home.

But does that make them ideal vacation destinations? It certainly makes them nice places for me to visit when I get a chance, but if you forced me to answer which of those two types of vacations I would choose, which would I go for? Or would I, perhaps, go a different route altogether, choosing a trip that fulfills some other need that my regular lifestyle doesn’t provide?

Why do we go on vacation, anyway?

At first blush, I am tempted to lump people into two main categories: Relaxers and Doers. I have had many occasions to talk vacations through the years with people in relationships, and it seems to often be the case that one spouse doesn’t consider it a vacation unless their butt has been in the sand and several books have been read, while their mate goes crazy after a morning sitting around on the beach and would much rather be on a ski trip. Perhaps they compromise by alternating years between the beach and the mountain, or one spouse sits on the beach while the other goes on excursions from the resort every day: snorkeling or deep see fishing or parasailing or jet skiing. The Relaxers and the Doers are different breeds, indeed.

But are they the only breeds? Have I covered it all right there when it comes to vacationers? I think of the different trips I have taken over the years, alone or with others, and I realize that there are all sorts of different things, at least superficially, to get out of a vacation.

When I was in my mid-twenties, I spent a few months wandering around Europe. I wanted to learn about everything: the people, the history, the architecture, the vibe. It was definitely more of a Doer thing, as I was lugging a big backpack and walked hundreds of miles. But it wasn’t like a ski trip–not that kind of doing. Because, while it was physically taxing, it was certainly more of a mental and spiritual journey for me. I was a Learner, or perhaps an Explorer. Trips to the many museums and monuments in Washington, DC, I suppose, fall into that category. It is about growing your mind, expanding your view of the world. I would like more of these vacations at some point, especially to the other continents that I have yet to visit.

Some folks are Event people. They use their vacation days for trips to concerts or sporting events, maybe Broadway shows. Although I can’t see this as a regular thing for me, I have always wanted to go to the U.S. Open tennis tournament in New York and Wimbledon in London. A variation on the Event crowd is the Theme Park set. Many parents I talk to try to make it sound it like it is my parental obligation to my children to take them to Disney World at least once in their young lives. I call Nonsense on that one. Not that I think it wouldn’t be fun–it would–but I also cannot imagine a more draining vacation than this. I would need a few days alone on an empty beach to recover.

One vacation that would be exhausting but rewarding is a Service trip. There are people in need in all parts of the world, and what a way to combine doing some good with expanding your empathy and worldview. That would suit me well.

What else do the Relaxers do besides the beach? Maybe a health spa (perhaps one at the ski resort where their spouse is being a Doer). Some people who camp go to their campground just to chill out and enjoy being outside. In Minnesota, where I live, tons of people “go to the lake,” some to do active things but others just to sit and relax. There is something undeniably soothing about the water. I don’t blame them, and I jump on my opportunities to be a lake Relaxer each Summer.

But as much water, sand, and lounge chair space as there is available in the world, it definitely feels like the Doers get the better deal when it comes to vacation options. The entire planet is here for them to explore and play in! I have a friend who exemplifies this. He meets up with buddies at beautiful destinations for golf vacations, tennis vacations, hunting trips, fishing trips, and photo safaris. Then, with his family, go goes on ski and snowboard vacations, roadtrips across the land to hiking/exploring spots, and active beach vacations. What is left: spelunking and scaling Mt. Everest?

Whatever can be dreamt of, can be done (or, in the case of Relaxers, not done) on a vacation. The variety is amazing!

On the surface, it appears that we must be going on these very different vacations for very different reasons, each of us with some unique itch to scratch. The adrenaline junkie zip-lining through the rain forest cannot possibly be after the same thing as the religious pilgrim. The needs of the museum goer are obviously different than those of the theme park goer. Surely the skier’s itch is altogether different from the beach lounger’s.

Or is it?

When I think about my two very distinct vacations this year–both of which have me giddy with anticipation–the feeling that comes over me is one of absolute connection with my soul, a state of deep peace that comes with restoring my sense of balance and harmony in my life, filling in the places that are too much neglected in my normal routine. In different ways, each vacation will lead me back to my truest self. Each will make me feel whole.

I am beginning to believe, just now as I write these words, that this restoration, this reharmonization (I am making that word up) of the soul, is what all well-chosen vacations are truly about. We go to tickle or massage all of those needs that go unmet in our regular routines. Our particular untended fields look different in the landscape of our souls–the itches are indeed unique and require quite specialized scratching–but in the end, we vacation to give those fields the love and care that they have been missing. Even when we return exhausted and in need of a few “vacation” days to recover from vacation and before resuming our personal versions of ordinary, everyone who has had a great vacation has some deeper peace about them, that feeling of relief and contentment that comes immediately upon scratching an itch. All is well in the world, even if only temporarily. It is why I think vacations are a good eye-opener about the error in our ways, reminders of the elements of our souls that we need to take better care of in our everyday lives.

So I will go to the ocean next week and to the mountains this Summer. I will go to “have fun” and “relax” and “sightsee” and all that other good stuff. But what I will really go to do is take care of my soul, to fill in the voids that I have gradually created by neglecting essential pieces of me. There are messages in the vast magnificence of the blue water, the high mountains, and the big sky–divine messages–that speak to me in a language that my soul knows as its native tongue. These messages aren’t in my day-to-day, and I feel that in ways that are subtle some days and not-so-subtle other days. And so I vacation. And in that vacation, I find my way back home.

How about you? What do you hope to get from your vacation? Open up your journal and write about the way you spend your time away from your “real life.” What type of vacations have you taken most recently? Can you place them into neat categories like Relaxation or City Touristing or Physical Adventure? Were these trips your preference or did you go along on someone else’s desires? What did you get out of them? Was that what you were looking for? Did you get the sense that it was “just what the doctor ordered,” or were you unfulfilled, perhaps anxious, afterward? If it was somehow soothing to your soul, can you name what exactly it was about it that made it that way? The place? The activity (or inactivity)? The company? What in your normal day-to-day are you missing that was filled by the vacation? Is there something that you can add to your usual routine to fill that need more habitually rather than only on vacation? If it was just you choosing your next vacation, where would you go and what would you do? Who would join you, if anyone? What needs and desires would this vacation fulfill? Is it a one-time-only kind of thing you want to do, or is it something you could imagine yourself making into an annual thing? How different is this fantasy than your usual vacations? What category do most of your vacations fall into? Which categories would you like to add to your menu? Which categories are of no interest to you at all? Which vacation that you have already been on has left you feeling most complete, connected, and at peace? How can you find that feeling again? Even though we all do different things on our vacations, am I right in believing that we are all actually searching for the same thing? Is there some feeling that is common to everyone who has had a great vacation? Is it just as simple as “satisfaction,” or is there something deeper to it, something that is difficult to define but worthy of our effort to do so? Do you know what I mean when I describe that soul fulfillment? When have you been there? Is it asking too much of a vacation to take you there? What else do you want? Leave me a reply and let me know: What do you want from your vacation?

Be Peace and Bliss,

William

P.S. If this resonated with you, please share it with your community. Let’s find our happy places together!

P.P.S. If this way of reflecting on your heart, mind, and soul is appealing to you, I encourage you to pick up a copy of my book Journal of YOU: Uncovering The Beauty That Is Your Truth at your favorite online retailers.

What Are You Missing?

“Well, I was born in the sign of water, and it’s there that I feel my best. The albatross and the whales they are my brothers. It’s kind of a special feeling when you’re out on the sea alone, staring at the full moon like a lover.” —Little River Band, Cool Change

Hello friend,

Eight years ago, when my daughter was still a baby, our little family of three took a vacation to San Diego. It was actually a work trip for my wife, but my baby girl and I got to tag along. I had lived in Southern California many years earlier and had fallen deeply in love with the ocean, so I was not about to miss that trip. On the day that my wife was free from meetings and told me I got to choose our adventure, the words could not have come out of me faster: “I want to go surfing!”

It was a grey, chilly afternoon at the beach—no one was on the sand but us—and as my wife and daughter bundled up on the towel, I ran across the street and rented a board and a wetsuit, then sprinted back and jumped into the frigid water. I was home! Every neuron was firing at maximum capacity, and my entire being was flooded with adrenaline. The little taste of saltwater on my lips was like taking a sip from a cup of lightning. I was overwhelmed by the enormity of this mysterious beast I was now a part of.

I had always, in my journals, referred to the ocean as The Power, and in that moment, I could feel exactly why. Even though the waves were small that day—I had been thrashed by dangerously large breakers at the same beach several years before—it was obvious that, by comparison, I was like a single speck of sand in a vast desert. The Power could have its way with me any time.

That vastness, that power, that whirring sense of danger that danced in the background, these are the things that lit my soul on fire as I dove into the cold water that afternoon. A few minutes later, after paddling out a ways in hopes of bigger swells and sitting up on my board to scan the endless horizon, I found the part that settles me into the deepest Peace. It is the suddenly obvious connection with All That Is. I knew that I was in the same water that touched the people swimming in China and India, in Australia and Antarctica and Argentina and Angola and Alaska and Algeria. It was this water, and the elements that composed it, that allowed LIFE to happen on this tiny little planet floating in the vast cosmos. That connection, that Peace–even more than the wild exhilaration–has always made the ocean home for me.

It is why that cold afternoon in the Pacific was so memorable for me. I was home.

That was eight years ago. I haven’t seen the ocean since.

Oh sure, I have been at the water. I go to the lake every Summer for some days with my family. I take my kayak out to the neighborhood lakes a few times per year. I swim laps at the gym. I used my free hour on my birthday this year to hike along a local stream. I love all of those things, and each time I am reminded of the enchanting power that water has always held over me. I am always so grateful to be there.

But a lake is not an ocean.

My kids are 6 and 8 now. After all these years of being too busy, too broke, and thinking what a hassle it would be to travel with two little ones, my wife and I decided it was time to give it a shot. So, several months ago, we finally took my parents up on their yearly offer and booked plane tickets to visit them at their home in Florida during our Spring Break. I then immediately put the trip out of my mind.

That was October. Now, it is March. Spring Break is in March.

As the month began, I officially gave myself permission to think about the trip: to daydream, to fantasize, to get excited. When I have had those free moments, I watch my mind as it travels. It has only one destination: the ocean.

Swimming in it. Listening to the waves lapping the shore. Watching the sun set over it. Swimming in it some more. And more. And more.

Intellectually, when I try to pull myself back from those thoughts, I can recognize that there are so many parts of the trip to look forward to: hanging out with my parents every day, watching the kids play with their grandparents, seeing one of my best friends who has lived down there for a few years, learning a whole new area I have never visited, feeling warm, swimming in a pool, taking adventures with the kids, and simply being on vacation. All of those sound fabulous and well worth some daydreaming smiles.

However, when it is time to let my mind wander and my eyes glaze over, all I can think about is the water. The beautiful, powerful salt water and the endless mirroring sky above it. That is what calls to me.

I can see now that I have turned off part of my soul in all of these years when I have not had either the time or the money to get there. I convinced myself that I didn’t need it, that I was self-contained, that everything that fills me is right here in my presence. I wanted to be that mentally strong, that disciplined, that stoic.

This week’s daytime revelations have shown me that I have been mostly in a state of denial all these years. I have been working hard to resist the ocean’s natural pull on my soul. I have used my visits to nearby lakes and streams to calm the calling. I have convinced myself that they are enough, that my heart doesn’t ache for more. My laser-focused daydreams of late tell me I have been fooling myself.

I have been missing something that, in this moment at least, seems so essential to the vitality of my spirit. It is a tank that needs to be refilled more often than every eighth year, obviously. I have been running on empty for a very long time and simply making do without it. I can feel now that even my visions of the ocean are beginning to refill the tank, beginning to revitalize me. My spirit soars with each fantasy. It is a delight in my mind.

This makes me certain that the real thing—that first taste of salt water on my lips as I plunge below the surface—will infuse my soul with the most profoundly exhilarating Joy and Peace. It will be a magic beyond measure. I am already grateful for it. It is exactly what I have been missing!

How about you? What have you been missing in your life? Open up your journal and shine a light into the areas you may have been hiding from. What are the things that your soul longs for but that you convince yourself you can do without? The range of possible answers for this one is as broad and diverse as we are. It could be a specific person, a community of people, a place, a thing, a vacation, a treat. I think mostly that it comes down to a feeling, and that the person, place, or thing we long for is what gives us that feeling. What is the feeling you long for, the one you have been missing lately? Relief? Peace? Forgiveness? Companionship? Inspiration? Fulfillment? Permission? Freedom? Connectedness? Challenge? Exhilaration? Gratitude? Worthwhile? Do you know what you need to do to get there? Is it a trip? A conversation? An acknowledgment in your own mind? How big of a risk or sacrifice will it require? How much of your longing can be curbed by better use of your mind?   For example, regarding my ocean, does my excitement over my recent fantasies speak to a need to better use my imagination—to daydream with a purpose—to get my fix for these soul-fillers that are difficult to visit in person often enough? Can you get what you are missing without going anywhere? Does the thing you are missing have relatives (e.g. I know that I would have a similar experience in preparing for a Summer camping trip to the mountains of Montana, another place that feels like home to my soul but that I haven’t visited in ages)? How much denial do you live in about the things you miss the most? Does that denial protect you? Is there anything you have uncovered in this process that you could go after? What step can you take today in that direction? I dare you to move! Leave me a reply and let me know: What are you missing in your life?

Live consciously,

William

P.S. If today’s letter stirred you up, I hope that you will share it with someone who might appreciate a stirring, too. Blessed be.