Tag Archives: Learning

What Is Your Vision of Retirement?

Hello friend,

“Retirement is a blank sheet of paper.  It is a chance to redesign your life into something new and different.” –Patrick Foley, Winning At Retirement 

“Don’t simply retire from something; have something to retire to.” –Harry Emerson Fosdick

I have been a very jealous man lately.  What is that commandment: Thou shall not covet your neighbor’s goods?  Maybe I haven’t been coveting his goods, per se, but I have definitely been jealous of his new life for the last month.  This youngish guy who lives on my street just retired, and I cannot seem to wrap my mind around it.  Or maybe I can, but it just annoys me to process it because I become so wild with jealousy.  Either way, for the very first time in my life, this guy has me pondering what the whole idea of retirement means to me.

For reasons I cannot explain, I have always had the feeling that I would die young.  I don’t have a death wish, and I don’t claim to see the future or know how I will go, but I have just always thought I would not be here for long.  And since I have never expected to live into old age, it makes sense that the thought of retirement just never occurred to me.  So, whenever I heard stories of someone retiring or asked retired people about how they fill their time, other than being jealous that they no longer have to work, I guess I just never inserted myself into the scene in my imagination.  It wasn’t in the cards for me, so why bother?

Then last month, my neighbor guy retired.  And this guy is young!  Not like 30 young, but young to retire.  Early fifties.  Worked for the city.  Great pension.  Done.  Anyway, his retirement has my head spinning.  Because even though I didn’t do his job for 30 years and I don’t have a pension and many other important facts that make our lives quite different, the fact that he is not much older than I am AND that he is retired has me wondering if I might actually do that some day.  It is a wild thought, too.  Like a whole new quadrant of my brain just opened up for business.  Now, because of course my brain leaves no topic unscoured once it arrives in there, I simply must figure out exactly what my retirement would look like.

I feel like the usual question people ask is, Where are you going to retire?  As though the location is the most important thing.  And it seems like the main answers that are deemed acceptable are 1) Right here where I’ve always lived; 2) Where the grandkids are; 3) Arizona; or 4) Florida.  But is that it?  Are those the options?  And is that even the right question to start with?  Maybe it should be, How do you want to spend your time?  Once you figure out your activities and interests, then the location could follow.  Maybe the activities and location are so intertwined that asking one assumes you will take the other into account.  Hey, like I said, I have never thought about this stuff before; I am trying to get all the settings right before I dive in!

I think it’s probably unwise to use my early 50s neighbor as my example, though, because that is fantasyland (sort of like, “If you won the lottery at age 50….”).  If I retired in the next five years, I would want to head for the mountains and spend so much time hiking long miles and sleeping in a tent.  I don’t think that is going to be as realistic if my retirement comes 20 years from now.  Maybe the only thing similar in my visions of a 55-year-old retirement and a 70-year-old retirement is time spent on the beach.  No matter my age, I will most definitely want to spend lots of time by the water and in warm weather.  I have been stuck in frigid Northern states for most of my life, and I truly do not want to be here any longer than necessary.  I am here now because this is the life I set up for my kids, and they don’t want to leave it.  But I can guarantee you that if I live to see retirement, I will see it through sunglasses sitting by the pool or the ocean.

I would love to travel.  Jetting around the world and immersing myself in different cultures would be fantastic, but I think I would also be content to crisscross America on long roadtrips.  A different retired neighbor of mine bought a camper and a truck to tow it with.  That sounds to me like a fun way to pass the golden years, too.  There is enough beauty and variety on this continent to keep me fully engaged in a life dedicated to exploration and adventure.

I hope I spend my time still creating and learning.  If I haven’t gotten to it by that point, I believe I will still want to learn a few musical instruments and will set myself up with lessons from a real teacher the same way I send my kids to piano lessons now.  I see myself taking photography seminars and trying new lenses and techniques and such.  I hope I am still writing and thinking of ways my words might help someone.  Maybe I will join the local theatre troupe.  I can definitely imagine myself trying a painting workshop, a SCUBA course, or whatever else they are offering in the Community Education brochure.   I hope that kind of stuff always excites me.

As I think of this, it strikes me how the whole thing about retirement visions is dependent upon one’s finances.  It would be easy to get into this exercise and say, “I’ll have a house on the beach in Florida for Winter, a log cabin in the mountains for Summer, and maybe a condo downtown in the city where my kids live.  I will travel the world.  I’ll spoil my grandkids.  I’ll collect boats.  And so much more!”  But who suddenly becomes rich when they retire?  You may have more time—which sounds absolutely wonderful to me—but not more money.  So I keep cautioning myself not to make this the same answer I would give if you asked me what I would do if I won the lottery.  Social Security is not a Powerball ticket.  I am trying to be reasonable about what I would do with the time, not so much the money.

And then there’s that weird unknown about how healthy and energetic I imagine I will be at that age.  Because believe me, I have had plenty of fantasies already about not working, envisioning my wife one day coming home and announcing, “I got a fat raise!  I now make enough money so you don’t have to contribute financially.  Go ahead and quit your job!”  In this fantasy, we are not necessarily millionaires, but just wealthy enough that we don’t need two incomes.  The hitch is that I am always my current age and health in these fantasies.  I am never old and worn out.

So, I don’t know if, in this current exercise, I am setting the bar too high for retirement.  Will I be healthy enough to travel and adventure?  Will I be energetic enough to take on new challenges and keep looking to grow my mind and my skillset?  Will my fixed income allow for big trips and cool classes, or will I have to settle for walks around my local parks and YouTube guitar lessons?  I get that the nature of the Future is that it is unknown, but I am trying to make this exercise worthwhile and reasonably accurate.

I can do without the multiple homes and luxuries if you tell me I am going to be healthy, curious, creative, and not freezing all Winter long.  And have all of that glorious TIME!  That is what I really want.  It is what I want now and what I have always cherished: just unscheduled time to fill with whatever I want.  With as many interests as I have and as many things that I am dying to learn about and try, I am not a man who has ever been bored.  When I hear a guy like my newly-retired neighbor talking about getting a job “not for the money but just to keep busy,” my mind nearly explodes.  If you put me in a thousand parallel universes with all different circumstances, I cannot imagine ever saying something like that.  I think of all the things people fill their free time with today—television, video games, social media—you could offer me immediate retirement in exchange for taking all of that stuff away from me, and I would shake on that deal in an instant.  I promise you I would be happy as a clam and not pass a bored day for the rest of my life.

That is why I long for retirement so much when I finally stop to consider it.  That is why I covet my neighbor’s new life.  Enough money to live on and no one with a claim on my time: that is truly a dream to me.  I can hardly wait!

How about you?  How do you imagine your retirement life?  Open up your journal and your imagination.  What do you see for yourself when your working days are done?  Is it your first inclination to picture where you want to be, what you want to be doing, or who you want to be with?  Let’s start with the location.  Where do you think you will live when you are retired?  The same place you call home now?  Somewhere you once visited?  Someplace warm, like Florida or Arizona?  No matter where you envision, do you imagine you will travel a lot when you retire?  More or less than you travel now?  Will you go farther away than you go now?  Who do you see yourself spending your time with when you retire?  Your partner?  Your kids and grandkids?  Old friends?  Do you see yourself making many new friends and spending the time with them?  Would it bother you if you spent most of it alone?  Will you be more or less social when you retire?  What other ways do you imagine yourself changing at that stage of Life?  Will you be more or less open-minded?  More or less adventurous?  More or less candid and honest?  Curious?  Political?  Focused on your legacy?  Do you think you will still have ambitions?  How will you fill up your days and years without a job to dominate your calendar?  Will you join groups or leagues?  Go out for lunches or dinners?  Take up some new hobbies or rekindle some old ones?  Read?  Nap?  Sit by the pool or the beach?  Travel?  Volunteer?  How content do you think you will be with those activities?  Will the fulfillment of your career be hard to replace?  Will you be bored?  Make an attempt to answer all of these questions from two perspectives: 1) Realistically: from where you actually believe you will be, and 2) Fantastically: from where you would ideally like to be.  How widely do those perspectives differ for you?  Is there something you can do to close the gap between now and then?  Do you imagine that you will be happy in either scenario?  How often do you daydream about your retirement?  Is it usually the Reality version or the Fantasy version?  Leave me a reply and let me know: What is your vision for your retirement years?

Make your whole life beautiful,

William

P.S. If today’s letter resonated with you, please share it with your community.  Let us build lives that are worthy of appreciation and reward.

P.P.S. If this way or examining your life and your values appeals to you, consider buying my book, Journal Of YOU: Uncovering The Beauty That Is Your Truth, at your favorite online retailers.  Namaste.

Bucket List For The Brain: What Do You Want To Learn Before You Die?

“Live as if you were to die tomorrow. Learn as if you were to live forever.” –Mahatma Gandhi

“Self-education is, I firmly believe, the only kind of education there is.” –Isaac Asimov

Hello friend,

One day in my twenties, I was suddenly struck by the idea that I simply must learn more about Western Europe, and that I must see it firsthand to do so. The idea would not go away. It had to be done. So, I stuffed my backpack, hopped on a plane bound for Amsterdam, and wandered around for a few months. The Netherlands, Germany, Austria, Switzerland, Italy, Greece, France, Spain, Luxembourg, Belgium. It was a genuine mind-opener and heart-opener for me. Along the way, mostly to be a courteous guest but also out of pure curiosity, I learned the most elementary phrases in each of the languages: Good morning! Do you speak English? Good-bye! How much does it cost? Excuse me, but where is the toilet? What time does the train to Paris leave the station? Thank you very much! That kind of stuff.

I had Spanish in high school and was already okay with that, but the rest I had to start from scratch. I liked it, though, both the challenge and what it opened up in the interactions with the locals. Most of them spoke English–what a relief–but they appreciated my effort. It made me appreciate their effort to learn my language so well, and it made me envious of their knowledge. How lucky to have a mind with such useful information, like a key to a room with more Happiness inside.

Still, in my first few countries, the sounds of the Dutch, German, Austrian, and Swiss people on their own did not sing to my ears and draw me in like a siren’s song (the German language is pretty unpleasant for me, actually).

However, a magical thing happened to me on the morning that I descended the Swiss Alps into Northern Italy, bound for Verona. I happened to be sharing a train compartment with a young girl and her mother, as well as an old woman riding alone. We emerged from the majestic Alps into this lovely, rolling land and pulled into the station of the first town on the Italian side of the border. The mother, young girl, and I stayed in our seats, clearly pressing on to destinations further down the line. But slowly, the old woman rose from her seat and gathered her belongings. Then, just before she turned to go, she looked into the eyes of the little girl and said with such flavor, “Ciao, bella!” I swooned. It was the most beautiful thing I had ever heard. And right there in those two words, I fell madly in love with the Italian language.

I walked around with a smile on my face for two weeks, repeating the phrases and the dynamic inflections–even the accompanying gestures–that I heard from the people on the street. I loved all the words, even when I didn’t know what they meant.

When I left that enchanted land, I was determined to do two things: 1) return to Italy as soon as possible; and 2) learn that beautiful language. I am pleased to report that I nailed the first one and loved it more each time I went back. I cannot, however, claim any success on the second.

I never learned Italian. But I still want to. It has become a life goal to speak it passably, much as it has been my aim to bring my level of Spanish from high school quality up to fluency. Trust me when I tell you: I have a loooooong way to go! There is so much to learn! I would like to achieve both of these before I die, however. They are just the start of a sort of “bucket list” for my brain.

I have decided that everyone should have one of these lists, separate from the regular bucket list that we are accustomed to talking about, the one with all of the cool things we will do before we die. For one, I find it so important to have plans and goals and things to dream about. These things give us Hope and Purpose. They put spring in our steps. However, whether hampered by age, fear, income, disability, or something else, we are not all going to be able to skydive, run a marathon, visit Machu Picchu, or swim with the dolphins. But we can all have adventures of the mind. And we should!

Learning gives us life in so many ways. It breeds empathy. It sparks our imagination. It helps us to better understand ourselves and how we connect with the world around us. It gives us Wisdom. It inspires us. It does all of that and more for me, so I am planning to stuff my brain full of new skills, ideas, and stories until my last breath goes out of me. These are some of the things–other than becoming trilingual–on the top of my endless list:

Quantum Physics. I may be attempting to swim in a pool that is much too deep for my capacity, but I have always been fascinated by the tidbits about this science that I have picked up in other books. Mostly I love the idea of confirming in a more technical and specific way the idea that I have always felt in my bones to be true: that we truly are all connected, all One. I have no illusions about how difficult the brain work required will be, but I am game for the challenge if it means I get to better understand human existence.

Photography. I have been taking photographs for many years, and my favorites are continually updated on the walls all over my home. But as much as I enjoy, and even admire, some of the images I have captured, I have always been aware of how much my best shots are due to luck instead of true skill with the camera. I may have an eye for light, but I lack the true knowledge to use all of the camera’s variables–aperture, shutter speed, etc.–to create the level of art that I am striving for. I will not be satisfied until I gain competence in the finer points, whether that is through a class or just lots of reading and experimentation. I want to feel like a “real” photographer. I plan to get there.

Photoshop. This one goes with the last one, but it is also its own animal. As much as I enjoy taking the actual images, I am fascinated by those with the ability to play around with the images and create separate works of art out of the original art. It is technical but still artistic. That combination appeals to me. I can tell by how tickled I feel inside when I think about it that it is a tool that I must learn the intricacies of.

Nutrition. I don’t know how deep I really want to go with this, but I want to know more than I do. It just feels like there is a book or person out there for every possible nutrition idea–many of them competing ideas–and I just want to know the real deal about what I am putting into my body and how it is affecting me. More specifically, I want to know if there is a way I can be leaner and lighter without getting extreme in my discipline. There has to be a teacher out there for that, right? I must find her!

Green Initiatives. I am passionate about the issue of climate change and the effects of human activity–especially our extreme dependence upon fossil fuels–on our world, but I don’t feel well-enough informed on all of the science or all of the options for us to move forward. Mostly I want to be better able to have the conversation with regular folks who don’t have the issue on their radar. I would like to be a better example to my kids, too, both by sharing the knowledge and by modeling a greener lifestyle. Before I can do better, I have to know better. I am determined to know.

Astronomy. Because everything out there is totally awesome.

Instant Pot Cooking. I cook for my family almost every night of the year, and yet my repertoire is limited. I only tried a simple crock pot thing that my sister schooled me on in the last year, and I can see the potential. But this Instant Pot sounds like a ticket to a whole new level. I even got one for my wife last year because she agreed that it sounds amazing, but it is not doing me any good in the cupboard. I know the task is as simple as me digging out the instruction manual, then going to the store and start experimenting. I am a bit intimidated, I must admit. But I want to be a better, more creative cook. I just have to learn.

Podcasting & Audiobook Creation. When I wrote my book, I was so into each step of the process of publishing. It was incredibly tedious, but also so engaging and fulfilling to learn all of the skills. I made the bound book; I made the e-book. The one I never got to was the audiobook. I wish I had. And it’s not too late to learn. With as many people that have podcasts these days, I figure that has to be even easier. It would be fun to put these letters out to you in podcast form, too, to speak the words that I write. This sounds even more fun to learn than many of the others on this list. Bonus!

Guitar & Piano. I know this is not exactly “book learning” in the way some of the others are, but it is certainly an enrichment exercise for the mind (and the soul). I own both of these instruments, so I just need to seek out the instruction. I can start with books or YouTube, but I envision myself someday actually taking lessons from a live teacher. It is very important to me to keep Art in my life, and I definitely need help with this one.

That use of an instructor is a wrinkle for me. I can see from my list that while I could certainly be helped by taking real classes in these subjects (hello, Quantum Physics!), they are mostly things I can learn on my own if I just supply the time and the discipline. I can usually summon the discipline, but I struggle with the time. I placate myself by saying that surely that time will appear when my kids grow up, and that then I will treat myself to a first-class education in everything that I feel called to. Will there be enough time to get to it all before I die? Probably not, because learning one thing tends to multiply the spark to learn more. But I promise myself that I will try. No matter how little time I seem to have now, I will chip away at these big learning goals, dabbling in those I have already listed and probably many more.

I love the power in knowing that I can do this without anyone else’s time or permission. It’s on me. Because even though I have let myself down before regarding my ambitions, I much prefer the option to bet on myself. I don’t know how many days remain in my lifetime, but I can guarantee that they will be spent expanding my mind. I will be learning new skills and sharpening old ones, trying out new ideas and testing my wits, opening my soul to allow for new ways to create and express myself through the arts, listening to people’s stories, and sometimes just plain reading. There are so many things I have to know before I go!

How about you? What are you determined to learn before you die? Open your journal and your brain and consider what it is craving? First, how much of a learner are you? Are you like me and feel compelled to understand just about everything in your world, or are you not very curious? How has your level of curiosity and desire to learn new topics changed as you have aged? Has it been fairly constant? Does it change with the amount of free time you seem to have? Is there a topic that you wish you had studied in school? Which types of learning are you more drawn to at this age? Practical skills, like cooking or car maintenance? Does technology interest you? Artistic things, like painting or photography? Would you like to learn a musical instrument (or two)? How about pure knowledge for its own sake, like the sciences or history? Do you like to keep abreast of the important issues of the day, like climate change or health care alternatives? Are you into self-help practices? Would you rather learn other people’s stories in order to be more empathetic? How do you currently study up on the things you want to learn? Books? Classes, like Community Education or a local college? YouTube? Will you actually do the work on your own, or do you need a teacher to keep you on-task and accountable for your learning? Have you shown so far that you are willing to invest in yourself? Looking to the future, what are the things you still most want to learn? How do you prioritize them? Which are absolutely essential? Are there some that will have to wait longer to begin? Which of them would you most regret not learning if you were to die tomorrow? Will you ever be content with how much you know? Leave me a reply and let me know: What is on your Brain Bucket List?

Go & Grow,

William

P.S. If this resonated with you today, please share it with your community. The more you know….

P.P.S. If this type of deep examination of your life appeals to you, consider buying a copy of my book Journal of YOU: Uncovering The Beauty That Is Your Truth at your favorite online retailers. Namaste.

Are You Still Learning?

“Wisdom is not a product of schooling but of the lifelong attempt to acquire it.” –Albert Einstein

Hello friend,

I am jealous of my kids this week. They had their last day of school and all of the shenanigans that come with it. They have had extra recess. They have had treats and prizes. They have had fieldtrips and game days.

Remember all that stuff from when you were a kid? Gosh, those were fun days! These kids are so lucky!!

I have had lots of smiles all week as they came home and told me what wonderful surprises they were treated to each day. Meanwhile, they have also been lugging home their backpacks full of the projects and assignments that they have worked on throughout the school year. It has my been job to archive these creations: artwork, short stories, science projects, writing exercises, math worksheets, book reports, and more.

As I picked through each piece of paper and noted the date it was completed before I studied the work, I became captivated by the arc of each child’s learning curve over the course of the year (my son finished first grade and my daughter third). I was truly amazed at how much each one progressed in the course of nine months. Both are so much better at reading, writing, and math—somehow, that is still “The 3Rs”—than they were in September. That makes me a proud Daddy.

But what really got my envy going—other than the extra recess, of course—was my realization of how much new stuff they have learned over those months. Cool stuff! Stuff that makes their world so much more interesting to them and stuff that makes them seem a lot smarter than their parents. LOTS OF STUFF!!!

My six-year-old brought home this big diagram he made showing the life cycle of the caterpillar/butterfly and taught me about its anatomy. He learned everything you could ever want to know about mealworms. He learned fun facts about the koala, octopus, and lorikeet. He learned how to draw Pokémon characters. He can make Haiku poems now, too. Oh yeah, and he learned all of that 3R stuff, too. In ONE school year!

My eight-year-old learned coding to make robots. She just did a report—researched it on the computer at home with no help–on invasive species, specifically the Asian Long-Horned Beetle. She learned how to do cartoon drawing and Venn diagrams. She has all of these cool ways to do math problems that I never dreamed of. She learned all about story structure and wrote several stories. She created a play for a competition. She learned to write in cursive. She learned all about how bats use echolocation to find their way in the night sky. She learned about fish anatomy and how to care for a hamster. She became a budding astronomer.

And this was just the stuff they learned in school during these months. My daughter learned tons more on the piano and memorized some big songs for recitals. She learned about singing songs, too. She learned how to make jewelry and how to prepare tea. My son memorized the best players on almost every NBA team and all of their best skills. He has also become a walking encyclopedia of Pokémon knowledge. They both learned how to play basketball and the techniques for all of the main swimming strokes. They learned about soccer, track, and tennis, too.

Learning Learning Learning. It is constant with these kids! They just keep adding to their repertoires. Every day they master more and more of their worlds. It is absolutely amazing to me.

And though I am as proud a parent as the next guy, I say all this with no special sense of pride or boasting. I imagine every kid’s list is about this long. They are all wonders to me!

No, what props up in me as I tick off their many new learnings from this year is not pride but envy. I am jealous of how much they have learned and how quickly they are able to absorb such newness into their worlds. I can’t help but compare myself to them and see how short I fall in the learning department.

I took Developmental Psychology in college, so I understand that the capacity for such amazing feats of learning by kids is wired into them. They are made to learn so much in such a short time. But I also think that we adults usually let ourselves off the hook once we learn enough to survive in this world. We don’t rise to the challenge to continue our education and increase our mastery of these lives. I know that I have been guilty of this laziness.

I am sure that if you gave me a day and pressed me for a list of all the subjects I want to learn more about and all of the new skills I want to learn, I could make that list a mile long. I think of myself as extremely curious. Yet I look at these kids and their learning, and I feel like a fraud by comparison.

Am I really as curious and ambitious to learn as I think I am? What the heck have I learned in the last year???

I can already feel my failings because the first thought that comes into my head was how excited I was when I had my daughter teach me all about the phases of the moon cycle–words like waxing and gibbous now have meaning for me—last month when she was doing an assignment for class. We tracked it on all of the clear nights, and I was giddy with the new knowledge. Me, learning from a third grader.

I learned more about American history this year through some intentional reading and documentary film-watching. That has been eye-opening and has left me wanting to know more. I have spent a lot of time learning about the book publishing industry, which I will continue to learn about in the coming year as well. I have learned more about government and politics than I probably wanted to know, including this week learning more about impeachment. I learned all about the world of Harry Potter, again thanks to my daughter. And though I have read some other excellent books, I can’t claim to have learned a lot more. I would be reaching if I made the list any longer.

That is a pretty pathetic list when you put it up next to my kids’! Can I still call myself intellectually ambitious and a lifelong learner? Oh, I hope so. I don’t plan to stop anytime soon, but next year I definitely need to pick up my pace. But that’s next year. It’s Summertime now! Don’t I get a break?

How about you? How much have you learned in the last year? Open up your journal and walk yourself back through the last twelve months. What new subjects or skills have you really taken on? I mean things that you have put in an effort to know more about or skills that you did not have before and made a point to add. Start with the knowledge. What subjects have you studied up on this year—books, articles, classes—that have added to your lexicon of knowledge? Were they topics that you have long wanted to know about or things that you just stumbled into? How interesting was the study? Did you find the addition of new knowledge exhilarating and satisfying? Did it get you excited to learn even more about that topic or about other things? What about new physical skills, like cooking, a sport, a musical instrument, or a craft? When did you last learn one of those kinds of skills? How did that type of learning affect you compared to “book learning”? Which do you prefer? Is it just more difficult to learn new stuff as you get older? At your age and stage, is learning still appealing to you? Appealing enough to actually make the effort to do it? What would you like your next topic or skill to be? What is one small thing you can do this week to get started? Leave me a reply and let me know: What have you learned lately?

Life is a lesson,

William

P.S. If this resonated with you, please pass it on. Share the gift of self-knowledge!