Tag Archives: lack

How Much Is ENOUGH? Money & Our Fear of Losing It

DSC_0043“He who is not satisfied with a little, is satisfied with nothing.” –Epicurus

Hello friend,

I recently had the most eye-opening conversation with a loved one. Have you ever known someone for a long time, are sure you understand them thoroughly, and then one day they tell you something that makes you go, “Really??? You really think that?” Maybe you always kind of knew something like that was in them and just steered away from it in conversation, or maybe it totally just came out of left field. In either case, the new information forces you to look at them through an entirely new lens. The color and texture of their portrait in your mind has changed. It is amazing what a simple revelation can do!

So, here’s how it happened. We were talking about taxes and what types of things they should cover. A recurring theme from her side was that she shouldn’t have to pay for anyone else’s problems; it is her hard-earned money and no one else is entitled to it (“entitlements” was a word frequently repeated). I raised the issue of health care and the different ways it is paid for around the world. I proposed the possibility of blowing up our current system, removing the insurance part of the deal, letting the government take over (scary thought, I know), and guaranteeing “free” health care for everyone in the country. This, of course, would mean using our taxes—most likely a large increase in them—to pay for it. [WRITER’S NOTE: This topic of taxes and health care is rich journaling territory, as it speaks directly to our values. And now that it is in my head, don’t be surprised if the whole letter next week is about it. See how easy it is to come up with a topic—ha!]

The less interesting part of her reply to my proposal was the typical response of a conservative person to a liberal idea, essentially, “It’s an admirable idea. You figure out a way to make it work and, more importantly, a way to pay for it without taking any more of my money, and I am in.” As I pressed her more on why, if the spiritual leaders that most of the world’s people claim to worship urged us to do so, we are not ALL morally obligated to find a way to get everyone taken care of, I could feel her defenses rising higher and higher. The tension was palpable.

Finally, she said in a panic, “If China calls back the debts we owe, we would ALL be in huge trouble and NONE OF US would have the health coverage that you are talking about!” This was a totally new angle to me, and I have to admit to being a bit stunned by it. “None of us?” I asked. “NONE!” She said it as a fact. There was genuine alarm in her tone. I explained how the wealthy people have, since our country’s inception, always had enough. They have never been without plenty of food and the best health care. “No matter what happens,” I said,“the wealthy will be alright.” I could actually hear comfort and reassurance in my tone. Her fearful, doubt-filled voice responded meekly, “Do you think so?”

Now might be a good place to give you a little background on the socioeconomic history of my companion. She is a White woman who was raised in a comfortable, middle class home in a comfortable, middle class town. Her parents were never out of work, and they paid for her college education. She married an upwardly mobile White man, and they slowly and steadily increased their wealth—paying for their own children’s educations as well–to the point that now, in retirement, they own multiple homes across the country and have clearly moved beyond the middle class. To any neutral onlooker, it is clear that she will never want for anything financially for the rest of her life. And, much to her credit, she continues to share generously with her family.

So, why the pronounced fear of losing her money to the whims of Chinese financiers and her fierce protection of her tax dollars from the folks she believes are stealing from her by using “entitlements”? Hmmm…..

Talking with her left my mind spinning with theories and questions about this strange relationship between a woman and her money. While it may seem strange to me, I also realize it is probably not at all unique. This mentality of scarcity, of lack—as though, “If I share my money with others, I will never see it again and it won’t be replaced by other money,”—could be a familial thing. It could certainly be a generational thing. After all, this woman’s parents grew up during the Great Depression, and the lessons learned of necessity by that generation would undoubtedly have been passed down to her.

There is likely also something political about it. After all, isn’t that wariness and protection of one’s resources rooted in the very word “conservative”? I also think there is this “You pull yourself up by your own bootstraps” mentality that exists especially in people who already have money, and you can argue over whether that mentality is how they were able to get the money in the first place, or if the mentality is simply a way to justify a stinginess when it comes to sharing their money with others, whether through taxes or charitable donations.

I still can’t figure out the thing about limits, though. That is, Is there a dollar value high enough in her bank account such that she would finally feel like she would be great even if the country had a recession, or high enough that she wouldn’t mind if her tax dollars went to help others who haven’t been as lucky as she has? Or is it simply hard-wired that no matter how much she has, she will always have that scarcity mentality? And, paradoxically, could her swelling bank account make her even more protective of her dollars? After all, you always hear of those studies that say it is poor people who are most likely to share what they have with others, not the wealthy. Is it because poor people know how hard it is to have so little that makes them more likely to give to someone else who needs a hand? This is complicated!

Even as I try to come up with a clear explanation of my own relationship with money and how much is enough for me, I find inconsistencies that muddle the theory. One of my grandfathers was known as a real penny-pincher, and I can definitely tell that I inherited that, either genetically or socially passed. I do not like to spend money, especially on myself (even though I secretly delight in gifts of new stuff). While I have definitely given to causes, I also feel that dread of “Can I afford to give? Will there be enough left?” scarcity mentality when the doorbell rings or the donation basket comes around. I give, but not tons, and I usually do so with both a little twinge of worry and a heavy dose of guilt, knowing I could give more. In so many ways, I feel like a cheapskate. And yet, I am the first in line to vote for a levee or referendum that increases my taxes to put money into schools. And when my friend challenges me to come up with the answers to make quality health care accessible to everyone, I tell her that I don’t mind one bit if my taxes go way up to do it. I suppose I am like, “Take it all off the top—from my wages for taxes—and then let me figure out how to make it work with the rest.” Of course, I would like to have more than I do now—much more, even—but I am surviving in the middle right now. There is not much money for things like vacations or other extravagances, but there is plenty of food in the fridge.

I guess what I have always wanted is to have just enough so that I don’t have to think about it. You know, just up to the point where my penny-pinching tendencies wouldn’t have to kick in. I would like to be able to donate more than I do now and still have the food in the fridge. And while vacations and extravagances would be nice, I would be okay if I was always had as much as I do now.

So, maybe enough for me would actually be if I made more than I do now so that my taxes and donations could go up and I would be left with just as much for the bills as I have now.   That is being greedy, I know, because of course I could survive on less (billions of people around the world prove that). But, within the conditions of my spoiled American life and what I have become accustomed to, I will claim that as my baseline. I know my ambitious mind would drive for more if more were readily available, but I am okay with what I have. It allows for my dueling natural tendencies to co-exist: the penny-pincher and the guy who is eager to give in order to help others rise. That is enough for me.

How about you? How much money do you need to feel psychologically comfortable? The outward signs of comfort may be what you are imagining, but remember that we are really talking about a level of comfort in your mind with what you have, living without fear and without all your defenses up around the issue of your money. Where is that level for you? How would you categorize your current financial situation? Do you have as much as you need? I hope the answer to that is yes. Now, do you have as much as you want? Of course, we all probably want to be billionaires, but within reason, how much more do you want in order to feel the kind of comfort you usually imagine? Is your general mentality one of lack or abundance? How generous are you with your money? Do you feel that twinge of worry, like me, every time you open up your pocketbook? Is it a justified worry based on your situation, or are you actually like my friend who has plenty but worries anyway? How do you give? Are you someone who donates to causes that matter to you? Do you focus your generosity on family members? Do you begrudge the government for taking your money for taxes? Would you be fine with your taxes being higher? Do you live within your means, or do you outspend your resources? How does that play into your view on how much is enough? If you are a big spender, do you think there is any amount that you would agree is enough for you? How much fear do you have of losing your money and the status that comes with it? How extreme of a situation would it take for you to truly no longer have enough? How likely is that to occur? Does your fear of that loss match up to its probability? If you gave more—in whatever way—would you fear more? Why do we protect so fiercely? Are the wealthy generally the most protective of their money? If so, why? Is there some amount that you could name that, for almost anyone, ought to be enough? How about for you? Leave me a reply and let me know: How much is enough for you? 

May you be wealthy in Love and Peace,

William

P.S. If today’s letter helped you to look differently at your relationship with money and how protective you are of it, please pass it on. Share the gift of self-knowledge!

Privilege & The Eyes of God

IMG_1072“When you see nothing but you wherever you look, you peer through the eyes of God.”

Hello friend,

I have never been one for keeping up on the news of the day. I don’t watch much television, and when I do, I really don’t want to hear about crime and death. I could certainly be accused of burying my head in the sand and ignoring certain things. It is not as though I don’t know bad things are happening; I just don’t like to dwell on them too much. I want to pick and choose my spots, not be flooded with it every day. I am grateful for the privilege of not having to deal with such constant negativity.

There are times, though, when either I come up for air after one of my mental hibernations to research a tough issue, or a story becomes so big that I can’t even hide from it with my head in the sand. The recent tragedy in Ferguson, Missouri and its aftermath seems to be one of those stories. While I haven’t followed it closely and certainly don’t claim to know all the facts, I think I know enough that it has seeped into my soul and really saddened me. Of course the death of Michael Brown is horrible in its own right, but what has been most on my mind is the way Black people in that area have been mistreated and disrespected by the White people—especially in positions of power (e.g., the police force)—since the beginning of the town itself. The message “Black lives don’t matter” seems to echo loudly from Ferguson. Unfortunately, it is not the only town in America sending that message.

I have lately been reading some articles and papers about being an ally to members of disadvantaged groups, whether that be a racial or ethnic minority, members of the Lesbian-Gay-Bisexual-Transgender (LGBT) community, non-Christians, poor people, women, the mentally or physically handicapped, overweight people, and many more. I have tried to become increasingly aware of how wildly privileged I am as a White, straight, able-bodied, middle-class, American male, and how easy it can be to ignore the unearned advantages I have over others not in my categories (this blissful ignorance of my privilege is, of course, just one of the privileges of my station—scary how that works!).

With all of these thoughts in my head lately, I have still been a bit unclear where my voice is, what my role needs to look like. I went to bed last night wondering fruitlessly about that. When I woke up this morning, I turned to what has become my version of “reading the news.” Its name is Facebook. Yes, I count on those articles and videos that people share to keep myself marginally informed. There I found an article called “5 Things You Should Never Do (or Say) to a Little Person”, which featured a 22-year-old man who lives in New York City and the awful treatment he receives on a daily basis just going about his normal business as a dwarf/little person. He made a six-minute documentary called “Don’t Look Down on Me” (I highly encourage you to look it up), in which he wore a hidden camera to detail his experiences. It made me very sad to watch.

As the film came to a close and the young man’s cold reality had dug out an aching hole in my heart, his honest voice came over the images:

“I don’t want to TELL anyone what to do or what to think or how to feel, but instead what I’ll do is I’ll ASK. I’ll ASK that the next time you see someone who is different than you, think about what their day might be like. Think about all of the events of their life leading up to that point. Then think about their day, and think about what part of their day do you want to be?”

It hit me like a ton of bricks. Stopped me dead in my tracks. His question seemed directed right at me. Its probing depth is absolutely brilliant, and my daily response to it could be the only thing I might do to make my heart feel whole. It is an obvious question that must be addressed by people of privilege, but the lesson is a universal one. What part of someone’s day do you want to be?

It is so easy to be mean, even easier to be insensitive. But gosh, when you look at all of the travails that we have put so many people of the world through—see the seemingly endless list of disadvantaged groups I mentioned above—don’t you think we could all make the effort to do better, to show up for one another just because each one of us MATTERS?

As a White, heterosexual, middle class, able-bodied male, the world shows up for me every day; it rolls the red carpet out. It is time for me to not only become more aware of how much easier and better it is for me than for others, but also for me to do what I can—every day and in every interaction—to share with others the privileges I get for free. It is more than that, though. It is not just about not harassing, not looking down upon, not being insensitive. It is NOT about inaction nor about ignoring others and just “letting them live.” It is not about neutral.

It is up to all of us—but especially those of us with privilege—to become a positive part of everyone else’s day. In gestures big and small, interpersonal and political. It is time to stir the compassion from our souls, to look into the other’s eye and see ourselves. When we do that, we can begin to act from Love. When we act from Love, we find ways to be the positive part of someone’s day. We help them rise rather than tear them down. We joke with them, not about them. We share with them rather than horde for ourselves. We see them. We hear them. We seek to understand their experience of the world. We sympathize with them, and we do our best to empathize as well. We know them to be—just like ourselves—valuable simply because they were gifted life on Earth and are thus of Divine heritage. We are family.

So, the next time I see someone who looks or acts different from me, I am going to do my best to remember that Truth. I will ask myself, “What part of their day do I want to be?” Armed with that Truth—that they are me and we are One—and emboldened by my multi-layered privilege, I will answer with certainty, “The most LOVING part!” 

If I can walk that walk of Love every day—if I can “see through the eyes of God” and live accordingly—I can make change. Now just imagine if we could all show up for each other and live this way. We could make serious change! Positive, world-shaking change. So, what do you say: Wanna take a walk with me??? 

How about you? How can you leverage your privilege to make the world better for everyone? Open up your journal and examine your place in the world. In which of your many statuses are you privileged? On a day-to-day basis, are you aware of that privilege—most people are not, so don’t feel bad admitting it—and how it affects your interactions? Where do you feel it the most? Now look at the other side of the coin. Which of your statuses are definitely NOT privileged? What are some examples of how that plays out in your daily life? How does it feel to be treated that way? Does lack of privilege in one area give you more empathy toward people who are mistreated due to their lack of privilege in another area (e.g., does being Black make you more likely to feel the pain of someone who is overweight or transgendered?)? Are we all inherently valuable? If so, why don’t we treat each other that way? More specifically, why are Black lives in Ferguson (and so many other places) not valued the way White lives are? Why do we slip so quickly and so badly when it comes to our treatment of people who are different from us? Is it evolutionary, in our genes? Do you think that if we believed there was enough of everything to go around—love, opportunity, money, etc.—that we would not fight so desperately to keep our spot in the pecking order? Do you think you can do better? Can you show up for EVERYONE, no matter how unpopular that might make you with your own group? Leave me a reply and let me know: Are you ready to see through the eyes of God?

Be a light today,

William